GM Financial Overnight Payment Address

In the world of automotive financing, GM Financial stands as a prominent player. It’s offering a range of loan options for car buyers. Whether you’re seeking to make a regular payment or facilitate a complete payoff, understanding the appropriate addresses for overnight mail is crucial.

This guide delves into the intricacies of GM Financial overnight payment addresses, ensuring you have the necessary information to make informed decisions.

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What is GM Financial payment address?

GM Financial distinguishes between overnight payment addresses for retail purchases and leases. This distinction ensures that your payment is directed to the appropriate department, streamlining the processing of your transaction.

Overnight Payment Address for Retail Purchases:

GM financial Overnight Payment Address for Retail and Leases

GM Financial
3137 East Elwood St
Suite 130
Phoenix, AZ 85034 United States

To ensure seamless processing, please make checks or money orders payable to “GM Financial” and include your account number in the memo line.

Overnight Payment Address for Leases:

GM Financial
ATTN: GM Financial Lease
3137 East Elwood St
Suite 130
Phoenix, AZ 85034 United States

Similar to lease purchases, checks or money orders should be made payable to “GM Financial” with your account number indicated in the memo line.

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Additional Considerations for Overnight Payments:

  • Allow Ample Processing Time: Overnight payments should be dispatched in advance to account for processing time. A buffer of 2-3 business days is recommended to ensure your payment is reflected accurately in your account.
  • Payment Confirmation: Upon receiving your overnight payment, they will send you a confirmation notice. This documentation serves as an official confirmation of your payment and can be invaluable in addressing any discrepancies.

Alternative Payment Methods: Convenience at Your Fingertips

Recognizing the diverse needs of its customers, It offers a variety of convenient alternative payment methods:

  • Online Payments: Leverage the secure MyAccount portal on their website to make payments with ease.
  • Phone Payments: For those who prefer personal interaction, GM Financial’s customer service team can be reached at 1-800-284-2271 to facilitate payments over the phone.
  • Automatic Payments: Eliminate the hassle of manual payments by setting up automatic payments. This ensures consistent and timely payments, keeping your account in good standing.

Additional Resources: Your Gateway to Information and Support

For further assistance or inquiries regarding GM Financial payments, utilize the following resources:

  • GM Financial Website: Explore their official website for comprehensive information, FAQs, and customer service options.
  • GM Financial Customer Service: Contact the customer service team at 1-800-284-2271 during business hours for personalized assistance.

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Does GM Financial skip a payment?

Yes, they offer a payment extension program that allows customers to skip a payment temporarily. This program is available to customers who are experiencing financial hardship and may not be able to make their monthly payments on time.

To request a payment extension, customers must contact customer service at 1-800-284-2271. Customers will need to provide their account number and explain their reason for requesting a payment extension. They will then review the customer’s account and determine if they are eligible for an extension.

If approved, they will extend the customer’s next payment due date. The customer will not be charged any late fees for the missed payment. However, the customer will still be responsible for paying the interest that accrues during the extension period.

Here are some of the things to keep in mind when requesting a payment extension from GM Financial:

  • Payment extensions are only available for a limited time.
  • Customers may only request one payment extension per year.
  • Payment extensions may affect the customer’s credit score.
  • Customers are still responsible for making all other payments on time, even if they have requested a payment extension for one payment.

If you are considering requesting a payment extension from GM Financial, it is important to speak to a customer service representative to discuss your specific situation. They can help you understand the program and determine if it is the right option for you.

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How do I set up auto-pay on GM Financial?

Setting up auto-pay on GM Financial is a straightforward process that can be completed online or through the mobile app. You can see below a step-by-step guide on how to do it:


  1. Navigate to the GM Financial website and log in to your account using your registered email address and password.
  2. Locate the “Make a Payment” section on the homepage or your account dashboard.
  3. Click on the “Set Up Auto Pay” option
  4. Select the bank account from which you want your auto payments to be deducted. If you haven’t added your bank account yet, follow the on-screen prompts to link it to your account.
  5. Choose the payment frequency for your auto-pay, such as monthly or bi-weekly.
  6. Enter the desired payment amount and review your auto-pay details carefully.
  7. Accept the terms and conditions of the auto-pay agreement.
  8. Click on the “Schedule Auto Pay” option to complete the setup process successfully.

Mobile App:

  1. Install the GM Financial mobile app on your compatible smartphone or tablet device.
  2. Open the app on your smartphone and sign in using your registered email address.
  3. Tap on the “Menu” icon (which will be located in the app’s top left corner).
  4. Select the “Make a Payment” option from the menu.
  5. Choose the “Set Up Auto Pay” option.
  6. Follow the on-screen instructions to select your bank account, payment frequency, and payment amount, and review the auto-pay details.
  7. Accept the terms and conditions of the auto-pay agreement.
  8. Tap on the “Schedule Auto Pay” button to achieve the successful setup process.

Once you’ve set up auto-pay, your monthly payments will be automatically deducted from your selected bank account on the scheduled due date. You can always manage or cancel your auto-pay settings through your online account or the mobile app.


Navigating the world of GM Financial payments can be simplified by understanding the appropriate overnight payment addresses and alternative payment methods.

By following the guidelines outlined in this guide, you can ensure your payments reach the designated department promptly, maintain your account status in good standing, and enjoy a seamless automotive financing experience.

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