Synchrony bank overnight payment address

Navigating the complexities of financial management can be challenging, especially in today’s fast-paced world.

Making timely payments keeping track of due dates and avoiding late fees are essential aspects of responsible financial stewardship.

Synchrony Bank is a leading consumer financing company, recognizes the importance of timely payments and offers a variety of convenient payment options including overnight payments and to help customers stay on top of their financial commitments.

Read more – State Farm Overnight Payment Address

Why Overnight Payments Matter?

Overnight payments are particularly beneficial when you need to make an urgent payment to avoid late fees or penalties. For instance, if your Synchrony Bank credit card payment is due soon, and you’re traveling or don’t have immediate access to your online banking portal, an overnight payment can ensure your payment reaches on time.

Synchrony Bank Overnight Payment Address

To facilitate overnight payments, Synchrony Bank has designated a specific address:

Synchrony bank overnight payment address on map

140 Wekiva Springs Rd
Longwood, FL, 32779-3604
United States

It’s important to note that this address is exclusively for overnight payments. Regular mail payments should be directed to the address provided on your monthly statement.

Preparing for Overnight Payments

To ensure seamless processing and timely delivery of your overnight payment, follow these guidelines:

  1. Gather Payment Information: Keep your account number, payment amount, and check or money order readily accessible.
  2. Complete Remittance Slip: Attach the remittance slip from your monthly statement to your payment.
  3. Address Envelope Accurately: Use the designated overnight payment address mentioned above.
  4. Utilize a Reliable Courier Service: Choose a reputable courier service, such as FedEx or UPS, to guarantee timely delivery.
  5. Obtain Tracking Information: Secure tracking information from the courier service to monitor the delivery status of your payment.

Next more – American Express Overnight Payment Address

Alternative Payment Methods

In addition to overnight payments, Synchrony Bank offers a range of convenient payment options:

  1. Online Payments: Access your Synchrony Bank account online and make secure payments using your checking or savings account.
  2. Phone Payments: Contact the customer service number provided on your monthly statement to make payments over the phone.
  3. Mobile App Payments: Download the Synchrony Bank mobile app and conveniently make payments from your mobile device.
  4. Automatic Payments: Set up automatic payments from your checking or savings account to ensure consistent and timely payments.

Advantages of Timely Payments

Making timely payments on your Synchrony Bank accounts offers several benefits:

  1. Avoid Late Fees: Timely payments prevent the accumulation of late fees, which can strain your finances over time.
  2. Maintain Good Credit Standing: Consistent on-time payments contribute positively to your credit history, which is crucial for obtaining favorable borrowing rates in the future.
  3. Achieve Peace of Mind: Knowing that your payments are up to date provides peace of mind and reduces financial stress.

What is the payment address for synchrony card?

The payment address for Synchrony credit cards depends on the type of card you have.

  • For Visa cards or Mastercards overnight payment address:

Synchrony Bank
P.O. Box 960013
Orlando, FL 32896

  • For all other Synchrony cards overnight payment address:

Synchrony Bank
P.O. Box 960061
Orlando, FL 32896

You can also make payments online, by phone, or through the Synchrony Bank mobile app.

Please note: You should also include your remittance slip from your monthly statement. If you are making an overnight payment, you should use a reliable courier service, such as FedEx or UPS.

Discover Card Overnight Payment Address

What is the address for synchrony bank payments in philadelphia pa?

Synchrony Bank does not have a physical address in Philadelphia, PA, where you can make in-person payments. However, they offer several convenient ways to make payments from anywhere, including Philadelphia:

Overnight Mail Payments:

Synchrony Bank
485 Lake Mirror Road
Lakeland, FL 33803

Please note that this address is specifically for overnight payments. Regular mail payments should be sent to the address listed on your monthly statement.

Online Payments:

  1. Log in to your Synchrony Bank account.
  2. Choose the “Make a Payment” option
  3. Enter your payable amount and choose your payment method.
  4. Click on the “Submit Payment” button.

Phone Payments:

  1. Call the customer service number on the back of your Synchrony Bank card.
  2. Follow the prompts to make a payment.

Automatic Payments:

  1. Log in to your Synchrony Bank account.
  2. Click on the “Manage Payments” tab.
  3. Choose the “Set Up Automatic Payments” option instead of manual payment.
  4. Enter your checking or savings account information and select your payment schedule.

Is synchrony financial the same as synchrony bank?

Synchrony Financial and Synchrony Bank are closely related entities, but they have distinct roles and functions.

Synchrony Financial is a consumer financing company that offers a range of financial products and services, including private-label credit cards, promotional financing, installment lending, and loyalty programs.

It is the largest provider of private-label credit cards in the United States, with partnerships with major retailers such as Amazon, Lowe’s, and Walmart.

Synchrony Bank is a wholly owned subsidiary of Synchrony Financial that provides FDIC-insured consumer savings products, including CDs, IRAs, money market accounts, and savings accounts. It offers these products online and through its mobile app.

In essence, Synchrony Financial is the overarching company that encompasses various business units, including Synchrony Bank, which specifically focuses on consumer savings products.

Synchrony Bank operates under the umbrella of Synchrony Financial, leveraging its parent company’s expertise and resources to provide competitive savings solutions to its customers.


Synchrony Bank overnight payment address offers flexibility and convenience for making urgent payments.

By adhering to the guidelines outlined above, you can ensure your overnight payment reaches on time and helps you maintain a healthy financial standing. Remember, timely payments are the cornerstone of financial stability and achieving long-term financial goals.

Leave a Comment